The North Carolina Agricultural Finance Authority (NCAFA) was established by the North Carolina General Assembly to provide credit throughout North Carolina. We originate, finance and service loans for persons operating family sized units for agricultural production and agricultural exports.
| Financing Available For: | Loan Amounts & Fees: | Agricultural Bonds: |
|---|---|---|
| Purchasing an Existing Farm | Maximum Loan is Established by Farm Service Agency | Issuance of Tax-Exempt - Ag Development Bonds |
| Development Costs | 95% Loan to Value | |
| Environmental Improvements | No Loan Origination Fee | |
| Starting an Agribusiness | Low Application Fee | |
| Capital Improvements | Low Closing Costs (Attorney Fees, Taxes, Insurance) | |
| Restructuring a farming operation | We pay Appraisal Fee |